How to Claim Vehicle Insurance

When accidents occur then insurance company must be reported and claim form must be submitted in the company. Insured should submit the estimation cost for repairs and replacements.

Insured should submit these documents to insurance company for claim:

• Original or copy of the policy, claim form
• Driving license of the driver and a copy of registration certificate
• Copy of the estimated cost of repair given by the garage
• Police report should be given when if the accident is major and FIR should be made
• Insured should submit fire group report if the loss happens due to fire

Person will be consulted by insurance company to estimate the value of damage and truthfulness of estimation submitted, after submission of related documents. Insurance company settles the claim as per his report.

To settle the claim the insured should submit the final bill of repair, after repair and fee receipt with stamp from workshop for payment to the company. When inspection is finished then only insurance company allows insured to take the vehicle to home. As per rules, company will give the payments to policyholder directly or by cheque.

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